Federal Student Loan Consulting
  • KNOW YOUR OPTIONS

Repayment Plans, Programs, And Benefits
/

INCOME-DRIVEN REPAYMENT/ 'LOAN FORGIVENESS' PLANS
​These Plans Typically Offer Former Student A Reduced Monthly Payment Back Towards Their Loans And Potential Forgiveness Of Any Unpaid Balance (Principal And Interest) Once The Term Has Been Completed!

Pay As You Earn

Mainly for borrowers who took out 
Direct Stafford Loans.

Income-Contingent 
​Repayment

Mainly for borrowers who took out Parent Plus Loans. 

Income-Based Repayment

For borrowers who took out 'Family Federal Education Loans'.

SPECIAL NICHE BENEFITS OFFERED UNDER ED
​No Matter It's Full And Immediate Discharge Or A Reduced Term Under IDR, These Benefits Really Help To 
Nip Your Debt In The Butt.

Closed School Discharge

If your school closed while attending or within 5 years of graduating 

you may qualify.

Total and Permanent Disability Discharge

If you can provide us with an award letter from the state or a signed note from your primary care physician you may qualify.

Public Service Loan Forgiveness

If you are employed with a non-profit or government agency and you work 30 hours a week or more, you may qualify.